:root {
  --ink: #111214;
  --paper: #fffdf7;
  --cream: #f4eddb;
  --mist: #eef3f0;
  --line: #ded9cc;
  --muted: #656a72;
  --gold: #e5b227;
  --gold-deep: #9a5b00;
  --green: #0b785f;
  --coral: #d85643;
  --blue: #235a84;
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

a {
  color: inherit;
  text-decoration: none;
}

p {
  color: var(--muted);
  line-height: 1.65;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 1080px;
  margin-bottom: 24px;
  font-size: clamp(48px, 8vw, 118px);
  line-height: 0.92;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(34px, 5vw, 72px);
  line-height: 0.98;
  letter-spacing: 0;
}

h3 {
  margin-bottom: 10px;
  font-size: 22px;
  line-height: 1.15;
}

.ticker {
  position: fixed;
  top: 0;
  right: 0;
  left: 0;
  z-index: 20;
  overflow: hidden;
  border-bottom: 1px solid rgba(17, 18, 20, 0.2);
  background: var(--ink);
  color: var(--paper);
  font-size: 13px;
  font-weight: 800;
  white-space: nowrap;
}

.ticker div {
  display: flex;
  width: max-content;
  animation: ticker 28s linear infinite;
}

.ticker span {
  padding: 9px 36px;
}

@keyframes ticker {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

.site-header {
  position: fixed;
  top: 36px;
  right: 0;
  left: 0;
  z-index: 19;
  display: flex;
  align-items: center;
  justify-content: space-between;

  padding: 18px clamp(12px, 2vw, 28px);

  border-bottom: 1px solid rgba(17, 18, 20, 0.1);
  background: rgba(255, 253, 247, 0.9);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-weight: 900;

  margin-left: -360px
}

.brand-mark {
  display: grid;
  width: 38px;
  height: 38px;
  place-items: center;
  border: 1px solid var(--ink);
  background: var(--gold);
  font-size: 13px;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 24px;
  font-size: 14px;
  font-weight: 800;
}

.nav-cta {
  padding: 10px 14px;
  border: 1px solid var(--ink);
  border-radius: var(--radius);
  background: var(--ink);
  color: var(--paper);
}

.nav-toggle {
  display: none;
}

.hero,
.page-hero {
  position: relative;
  overflow: hidden;
  padding: 160px clamp(20px, 5vw, 72px) 56px;
  isolation: isolate;
}

.hero {
  display: grid;
  min-height: 94vh;
  align-content: end;
}

.page-hero {
  min-height: 62vh;
  border-bottom: 1px solid var(--line);
  background: var(--cream);
}

.hero::before {
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    linear-gradient(90deg, rgba(255, 253, 247, 0.98) 0%, rgba(255, 253, 247, 0.92) 48%, rgba(255, 253, 247, 0.26) 100%),
    var(--paper);
  content: "";
}

.hero-bg {
  position: absolute;
  top: 104px;
  right: -60px;
  z-index: -1;
  width: min(62vw, 820px);
}

.hero-bg img {
  display: block;
  width: 100%;
}

.hero-content,
.page-hero-content {
  width: min(980px, 100%);
}

.notice-link {
  display: inline-flex;
  margin-bottom: 24px;
  padding: 10px 14px;
  border: 1px solid rgba(17, 18, 20, 0.16);
  border-radius: var(--radius);
  background: rgba(255, 253, 247, 0.8);
  color: var(--gold-deep);
  font-size: 13px;
  font-weight: 900;
}

.eyebrow,
.section-kicker {
  margin-bottom: 14px;
  color: var(--gold-deep);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero-copy,
.page-copy {
  width: min(760px, 100%);
  font-size: clamp(18px, 2vw, 22px);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  padding: 0 20px;
  border: 1px solid var(--ink);
  border-radius: var(--radius);
  font-weight: 900;
  transition:
    transform 160ms ease,
    box-shadow 160ms ease,
    background 160ms ease;
}

.button:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 28px rgba(17, 18, 20, 0.14);
}

.button.primary {
  background: var(--ink);
  color: var(--paper);
}

.button.secondary {
  background: rgba(255, 253, 247, 0.78);
}

.metric-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin-top: 72px;
  border: 1px solid rgba(17, 18, 20, 0.18);
  background: rgba(255, 253, 247, 0.78);
  backdrop-filter: blur(14px);
}

.metric-strip div {
  min-width: 0;
  padding: 22px;
  border-right: 1px solid rgba(17, 18, 20, 0.14);
}

.metric-strip div:last-child {
  border-right: 0;
}

.metric-strip strong {
  display: block;
  margin-bottom: 6px;
  font-size: clamp(24px, 3vw, 38px);
  line-height: 1;
}

.metric-strip span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}

.section {
  padding: 96px clamp(20px, 5vw, 72px);
}

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
  gap: 52px;
  align-items: end;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: var(--cream);
}

.text-stack p {
  font-size: 18px;
}

.inline-link {
  display: inline-flex;
  margin-top: 8px;
  color: var(--gold-deep);
  font-weight: 900;
}

.section-heading {
  width: min(900px, 100%);
  margin-bottom: 36px;
}

.layer-list,
.market-grid,
.service-grid {
  display: grid;
  border: 1px solid var(--line);
}

.layer-list {
  grid-template-columns: repeat(5, minmax(0, 1fr));
}

.service-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.market-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.layer-list article,
.market-grid article,
.service-grid article {
  min-height: 290px;
  padding: 24px;
  border-right: 1px solid var(--line);
  background: var(--paper);
}

.layer-list article:last-child,
.service-grid article:nth-child(3n) {
  border-right: 0;
}

.market-grid article:nth-child(2n) {
  border-right: 0;
}

.service-grid article:nth-child(n + 4) {
  border-top: 1px solid var(--line);
}

.layer-list span,
.market-grid span,
.service-grid span {
  display: inline-block;
  margin-bottom: 70px;
  color: var(--gold-deep);
  font-weight: 900;
}

.center-cta {
  display: flex;
  justify-content: center;
  margin-top: 28px;
}

.feature-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.62fr);
  gap: 48px;
  align-items: center;
  padding: 96px clamp(20px, 5vw, 72px);
  background: var(--ink);
  color: var(--paper);
}

.feature-band p {
  color: rgba(255, 253, 247, 0.76);
}

.feature-band .section-kicker {
  color: var(--gold);
}

.check-list {
  display: grid;
  gap: 12px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 26px;
  color: rgba(255, 253, 247, 0.88);
  font-weight: 700;
}

.check-list li::before {
  position: absolute;
  left: 0;
  color: var(--gold);
  content: "■";
}

.quote-card {
  padding: 28px;
  border: 1px solid rgba(255, 253, 247, 0.22);
  border-radius: var(--radius);
  background: rgba(255, 253, 247, 0.06);
}

.quote-card p {
  color: var(--paper);
  font-size: 24px;
  line-height: 1.35;
}

.quote-card span {
  color: var(--gold);
  font-weight: 900;
}

.product-callout,
.cashback-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.72fr) auto;
  gap: 28px;
  align-items: center;
  padding: 56px clamp(20px, 5vw, 72px);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: var(--gold);
}

.product-callout h2,
.cashback-panel h2 {
  font-size: clamp(32px, 4vw, 58px);
}

.product-callout p,
.cashback-panel p {
  color: rgba(17, 18, 20, 0.76);
  font-size: 18px;
}

.product-points {
  display: grid;
  gap: 10px;
}

.product-points span {
  padding: 13px 14px;
  border: 1px solid rgba(17, 18, 20, 0.18);
  border-radius: var(--radius);
  background: rgba(255, 253, 247, 0.52);
  font-weight: 900;
}

.cashback-panel {
  grid-template-columns: minmax(0, 1fr) minmax(260px, 0.42fr);
  background: var(--ink);
  color: var(--paper);
}

.cashback-panel .section-kicker {
  color: var(--gold);
}

.cashback-panel p {
  color: rgba(255, 253, 247, 0.76);
}

.cashback-math {
  display: grid;
  gap: 8px;
  padding: 24px;
  border: 1px solid rgba(255, 253, 247, 0.22);
  border-radius: var(--radius);
  background: rgba(255, 253, 247, 0.06);
}

.cashback-math span {
  color: var(--gold);
  font-weight: 900;
}

.cashback-math strong {
  font-size: clamp(42px, 7vw, 88px);
  line-height: 0.95;
}

.included-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}

.included-list article {
  min-height: 250px;
  padding: 24px;
  border: 1px solid rgba(17, 18, 20, 0.12);
  border-radius: var(--radius);
  background: rgba(255, 253, 247, 0.8);
}

.included-list span {
  display: inline-block;
  margin-bottom: 46px;
  color: var(--gold-deep);
  font-weight: 900;
}

.cta-panel {
  padding: 86px clamp(20px, 5vw, 72px);
  background: var(--gold);
}

.cta-panel h2 {
  width: min(980px, 100%);
}

.site-footer {
  display: grid;
  grid-template-columns: 1.4fr repeat(3, minmax(150px, 0.6fr));
  gap: 32px;
  padding: 54px clamp(20px, 5vw, 72px);
  background: var(--ink);
  color: var(--paper);
}

.site-footer p {
  max-width: 360px;
  color: rgba(255, 253, 247, 0.72);
}

.site-footer h3 {
  color: var(--gold);
  font-size: 14px;
  text-transform: uppercase;
}

.site-footer a {
  display: table;
  margin-bottom: 10px;
  color: rgba(255, 253, 247, 0.86);
  font-weight: 700;
}

.footer-brand {
  margin-bottom: 16px;
}

.content-band {
  background: var(--mist);
}

.process-list {
  display: grid;
  gap: 1px;
  background: var(--line);
}

.process-list article {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 24px;
  padding: 28px;
  background: var(--paper);
}

.process-list strong {
  color: var(--gold-deep);
  font-size: 28px;
}

.contact-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(320px, 1fr);
  gap: 44px;
  align-items: start;
}

.contact-form {
  display: grid;
  gap: 14px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
}

.contact-form label {
  display: grid;
  gap: 8px;
  color: var(--ink);
  font-weight: 800;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  color: var(--ink);
  font: inherit;
}

.contact-form textarea {
  min-height: 150px;
  resize: vertical;
}

.contact-note {
  padding: 22px;
  border-left: 6px solid var(--gold);
  background: var(--cream);
}

@media (max-width: 1120px) {
  .layer-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .layer-list article {
    border-top: 1px solid var(--line);
  }

  .layer-list article:nth-child(2n) {
    border-right: 0;
  }

  .site-footer {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 900px) {
  .hero-bg {
    width: 92vw;
    opacity: 0.26;
  }

  .metric-strip,
  .split-section,
  .feature-band,
  .product-callout,
  .cashback-panel,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .metric-strip div {
    border-right: 0;
    border-bottom: 1px solid rgba(17, 18, 20, 0.14);
  }

  .service-grid,
  .included-list {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .service-grid article:nth-child(3n) {
    border-right: 1px solid var(--line);
  }

  .service-grid article:nth-child(2n) {
    border-right: 0;
  }
}

@media (max-width: 720px) {
  .site-header {
    padding: 14px 18px;
  }

  .nav-toggle {
    display: grid;
    width: 42px;
    height: 42px;
    place-items: center;
    border: 1px solid var(--ink);
    border-radius: var(--radius);
    background: var(--paper);
  }

  .nav-toggle span {
    display: block;
    width: 18px;
    height: 2px;
    background: var(--ink);
  }

  .site-nav {
    position: absolute;
    top: calc(100% + 8px);
    right: 18px;
    left: 18px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--paper);
    box-shadow: 0 24px 50px rgba(17, 18, 20, 0.14);
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 16px;
    border-bottom: 1px solid var(--line);
  }

  .site-nav a:last-child {
    border-bottom: 0;
  }

  .nav-cta {
    border: 0;
    border-radius: 0;
  }

  .hero,
  .page-hero {
    padding-top: 138px;
  }

  .section,
  .feature-band,
  .product-callout,
  .cashback-panel,
  .cta-panel {
    padding-top: 70px;
    padding-bottom: 70px;
  }

  .layer-list,
  .market-grid,
  .service-grid,
  .included-list,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .layer-list article,
  .market-grid article,
  .service-grid article {
    min-height: 240px;
    border-right: 0;
    border-top: 1px solid var(--line);
  }

  .layer-list span,
  .market-grid span,
  .service-grid span,
  .included-list span {
    margin-bottom: 38px;
  }

  .process-list article {
    grid-template-columns: 1fr;
  }

  .button {
    width: 100%;
  }

  .custom-logo {
    display: block;
    height: 42px;
    width: auto;
    margin: 0;
}